Brush Hazard Rates Rise on West Coast

Brush Hazard Rates Rise on West Coast

The Pacific Fire Rating Bureau has announced a premium surcharge for fire insurance on all risks located in designated hazardous brush areas of Los Angeles and Ventura Counties. The bureau said the additional charge is made because “it is unfair to pass along to other dwelling owners the disproportionate losses that have been and will be suffered by residents of these areas which experience has shown are so subject to conflagration.”

The bureau said the introduction of the surcharge in these counties was the first step in a program that will eventually be applied to all such areas in California. The rate of increase varies, depending on the class of protection afforded specific areas. Individual property owners have an opportunity to reduce or completely eliminate the surcharge by clearing native brush from around dwellings or other buildings.

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