Co-operation With Fire Chiefs.
The Insurance Press of Atlanta, Ga., strongly urges co-operation between municipal fire-department officials and local boards of fire underwriters. It says; “When the leaders of these two very essential organisations fall out, the fireloss usually increases, and the insurance companies are by no means the only losers.” It adverts to the fact that at the recent convention of the International Association of Fire Engineers it was “wisely decided that such co-operation should be sought by the fire chiefs, wherever possible. One speaker cited an extreme case of where he had asked the local boards to assist him in closing up a notorious firetrap. He claims he was told to mind his own business, that of fighting fires, and leave the matter of insurance to the local underwriters.” This “naturally implied that the local insurance men were so blinded by the amount of their commissions on the particular business at stake, that they could not appreciate the value of the suggestion. In these days and times, with the rating and inspection work, divorced from local organisations and in the hands of company associations or independent rating bureaus, the local agent has not the same influence or interest he had years ago, and those in charge of fire departments should understand that, while co-operation with local boards is advisable, there are times when it might be more advisable to seek co-operation of the character asked for in the extreme case cited, from those directly connected with the company, the special agents. W hile there are many local agents who are really interested in the welfare of the companies they represent, there are some few who care nothing as to whether the company has heavy losses or not. provided they can collect the premiums and pocket their commissions.”