Kentucky Fire Loss

Kentucky Fire Loss

According to Deputy State Fire Marshall E. M. Hite, of Kentucky, the fire loss record of that state is entirely too high. He states—and his words are the result of a carefully conducted inspection of the fire hazards of Kentucky—that fully four-fifths of the fires in recent years were preventable, in that they have been caused by improperly installed appliances, faulty construction, which permits an early collapse of the building on fire, and the rapid spread from floor to floor, or by the unnecessary accumulation of waste and rubbish about the premises. It is pretty safe to say that Kentucky would be by no means isolated were this inspection to include the other States of the Union, but that it would have plenty of company. While fire prevention has undoubtedly made strides in the past few years, there yet remains much to be done to awaken the people to a sense of their responsibility in the appallingly large fire loss of America. Only constant and unremitting preaching and equally unceasing inspection by all the agencies of fire protection can result finally in the education of the laymen in the necessary care and common sense needed to reduce this disgraceful record of waste. Keep it up!

Kentucky Fire Loss.

Kentucky Fire Loss.

The annual fire report of the Kentucky insurance department shows premiums of $4,436,059 and losses of $2,912,568. The insurance, department received $41,834 and expended $20,984, not including the premium tax of $286,421 and the fire marshal tax of $15,474. The report criticises some local agents for not protecting their customers against companies which have recently gone into receivership and warns them that, unless they use the same diligence in notifying their customers that they did in seeking the business after notice by the insurance department, their licenses will be revoked.